Want to insure against tree-fall damage? Allianz has optional cover for that

KUALA LUMPUR: Allianz General Insurance Company (Malaysia) Bhd CEO Sean Wang says adding a special perils cover under a private car comprehensive insurance policy can insure against tree-fall damage due to storm and tempest.

“Without a Special Perils cover, you are exposed to the risk of absorbing the full liability of the natural disaster event. This is really the worst-case scenario in which your asset is gone but you may still have to continue your hire purchase instalment with the bank,” he says.

“Special Perils should be a rule of thumb these days. For a small add-on fee, you are protected against instances such as flood, typhoon, tempest, landslide, or any other convulsions of nature,” he added.

Allianz General also urges the public to have a Personal Accident insurance coverage to protect themselves against bodily injuries, disabilities or death caused by accidents.

If you wish to add on Special Perils or purchase Personal Accident insurance, contact your servicing agent.

Log on to https://www.allianz.com.my/personal/home-motor-and-travel/car-and-motorcycle/car-and-motor-comprehensive-cover.html for more information.